26021 Cumberland Road
Tehachapi, CA, 93561
$525,000
MLS: 26006548
Beds
4
Baths
3
Sq Ft
2,531
Lot
1.64 ac
Year Built
1991
MLS #
26006548
Days on Market
22
Listed
Aug 21, 2026
Description
Discover this warm and inviting Bear Valley Springs home on 1.64 acres, designed for comfort, space, and horse lovers. It features two stalls with a tack room, full fencing, beautiful views, and a setting close to the Bear Valley Gate. Inside are four bedrooms, including one on the main level, three bathrooms, and a bonus room attached to the main bedroom that makes an ideal office or nursery. The kitchen has newer appliances and opens to the dining room. Updated flooring runs through the main level and upstairs. Enjoy two fireplacesone a striking brick design in the dining room and one in the family room. Extra perks include a wet bar, indoor laundry and mud room, water softener, solar system, and EV charger. There is space for RV parking, and the property is ready for horses. Outside, the backyard has new fencing, a lovely deck, and a newer roof. With gorgeous views and a peaceful setting, the home blends everyday comfort with equestrian convenience. Two bathrooms feature new tile and countertops. Spend time on the deck, the wrap-around patio, the fire pit area, or the private balcony. Bring your horses, bring your RV, and enjoy all the amenities Bear Valley Springs offersfrom trails and lakes to a pool, golf, dining, and more.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Marcie Crytzer · Keller Williams Tehachapi
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,002
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,500 · Loan: $472,500
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,068
- Property tax (1%)
- $438
- Homeowners insurance
- $300
- Mortgage insurance
- $197
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $18,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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