26050 Cumberland Road
Tehachapi, CA, 93561
$695,000
MLS: 26002518
Beds
4
Baths
3
Sq Ft
2,693
Lot
3.38 ac
Year Built
2002
MLS #
26002518
Days on Market
29
Listed
Mar 27, 2026
Description
Designed for More Than Living! Set within the gated community of Bear Valley Springs, this custom-built residence offers a rare blend of craftsmanship and understated elegance. Recently refreshed with interior paint that beautifully complements the home's rich travertine flooring, the spaces feel warm, cohesive, and quietly luxurious. Utilized as a lightly lived second home, the property has been impeccably maintained, featuring newer carpet and an overall sense of care that is immediately felt. The open-concept layout flows seamlessly from the granite-appointed kitchen into the great room and dining space, all framed by vaulted ceilings, crown molding, and plantation shutters. Oversized bedrooms provide comfort and flexibility, while the primary suite offers a large sitting area and spa-like retreat with a soaking tub, separate shower, and thoughtfully designed built-ins. And then... the showstopper. An extraordinary ~2,200 sq ft garage and workshop space with a 3/4 bathroom, plus fully permitted storage above, ideal for collectors, hobbyists, or those needing serious space for projects, vehicles, or creative pursuits. Fully fenced with mature trees offering privacy and a welcoming outdoor setting, this is a home that balances beauty, function, and opportunity and just moments from the gate.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Christy Rabe · BHGRE Platinum Realty Group
Payment estimate
$4,983
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,500 · Loan: $625,500
- Principal & Interest
- $3,843
- Property tax (1%)
- $579
- Homeowners insurance
- $300
- Mortgage insurance
- $261
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $24,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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