$415,000
Original list price: $419,999
MLS: RS26016138
Beds
3
Baths
3
Sq Ft
1,563
Lot
0.16 ac
Year Built
1989
MLS #
RS26016138
Days on Market
93
Listed
Jan 30, 2026
Description
Welcome to this opportunity-filled property offering space, natural light, and strong upside potential. This is a short sale subject to lender and HUD approval. Lender appraisal has been completed, and lender has indicated a required purchase price of $415,000. Property requires TLC and cosmetic updates, making it ideal for a buyer ready to add value and make it their own. The home features a recently renovated kitchen with quartz countertops, ample cabinetry, and an open layout connecting the main living areas. Abundant windows and high ceilings create a bright, airy feel throughout. The living room includes a fireplace, and the spacious backyard with a built-in fire pit offers room to relax, entertain, or reimagine the outdoor space. Buyer to assume solar responsibility. Buyer to verify all property condition, solar terms, short sale approval requirements, and closing costs. Property is sold as-is.
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Nekaya Carter · Carter & Carter, Inc.
Payment estimate
$3,244
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,500 · Loan: $373,500
- Principal & Interest
- $2,356
- Property tax (1.25%)
- $432
- Homeowners insurance
- $300
- Mortgage insurance
- $156
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $14,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93535 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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