$3,375,000
MLS: SB26185020
Beds
4
Baths
4
Sq Ft
4,030
Lot
0.19 ac
Year Built
1995
MLS #
SB26185020
Days on Market
9
Listed
Oct 5, 2026
Description
COASTAL CHARACTER. RESORT-STYLE LIVING. ROOM TO MAKE IT YOUR OWN. Perched in desirable Upper Lunada Bay, this architect-designed Mediterranean beauty delivers the kind of coastal lifestyle that makes “staying in” feel like a pretty great plan. Designed by renowned Malaga Cove architect Russell E. Barto, the 4-bedroom, 3.5-bath, 4,030-square-foot residence pairs timeless character with thoughtful modern upgrades—and those ocean views? They’re the real showstopper. Through the glass French doors, soaring two-story ceilings, rich French oak hardwood floors, floor-to-ceiling windows, and a curved staircase set the stage. The family room gathers around a fireplace, while the elevated living room offers an additional fireplace, creating spaces that feel equally suited to lively gatherings or quiet evenings with the windows open to those famous PV breezes. The dedicated dining room flows to a beautifully appointed kitchen with granite countertops, island, white cabinetry, stainless-steel appliances, and a second dining area. Then comes the fun part: step outside to the balcony, fire up the built-in BBQ, pour yourself a glass of wine, and take in the ocean while overlooking your gorgeous backyard. Down below, the saltwater pool and spa create a private resort atmosphere, surrounded by Turkish marble paving, landscaped grounds, color-changing landscape lighting, and plenty of room to soak up the Southern California sun. The floor plan brings serious flexibility with two extra-large primary suites—one on each level—each featuring a spacious walk-in closet and ensuite bath with dual vanities, soaking tub, and separate shower. Two additional bedrooms plus a hallway bathroom occupy the lower level alongside a large laundry room. Recent upgrades add even more polish: new fencing and glass railings, WiFi-controlled irrigation and pool systems, upgraded garage and side-yard doors, tinted front windows, dual A/C units, and a 50-amp EV charging outlet. Ocean views, architectural pedigree, resort-style amenities, and a floor plan that gives everyone a little breathing room? Now that’s a Palos Verdes lifestyle worth making room for.
Location
Palos Verdes Estates, Los Angeles County, CA 90274
Open on Google Maps ↗Listed by: Edward Kaminsky · eXp Realty of California, Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$26,112
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $337,500 · Loan: $3,037,500
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $21,031
- Property tax (1.25%)
- $3,516
- Homeowners insurance
- $300
- Mortgage insurance
- $1,266
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Palos Verdes Estates home with as little as 3.5% down using an FHA loan — roughly $118,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palos Verdes Estates, CA 90274 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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