2644 5th Street
Santa Monica, CA, 90405
$765,000
MLS: 25600887
Beds
1
Baths
1
Sq Ft
—
Lot
—
Year Built
1930
MLS #
25600887
Days on Market
172
Listed
Oct 3, 2025
Description
Welcome to this beautifully renovated California bungalow, nestled in a serene pocket of Santa Monica just five blocks from the beach. Blending timeless design with effortless coastal charm, this home is part of an intimate three-unit Tenancy in Common (TIC) community with low monthly dues ($215), offering a rare combination of privacy, style, and location.Behind a white picket fence, you'll discover a bright and inviting residence where every detail has been thoughtfully curated. The open and airy interior features a sun-filled living space, a designer kitchen equipped with modern amenities, and a spa-like bathroom that serves as a quiet retreat.Perfect as a primary home or a weekend escape, this bungalow offers the ultimate beachside lifestyle morning walks along the shore, afternoons exploring the best of Santa Monica, and evenings relaxing to the sound of the ocean breeze.A true turnkey opportunity in one of LA's most desirable coastal neighborhoods don't miss your chance to own this slice of paradise.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Stephen Udoff · Coldwell Banker Realty
Payment estimate
$5,614
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $76,500 · Loan: $688,500
- Principal & Interest
- $4,230
- Property tax (1.25%)
- $797
- Homeowners insurance
- $300
- Mortgage insurance
- $287
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $26,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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