PendingSingle Family Residence

26450 Cumberland Road

Tehachapi, CA, 93561

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$674,500

MLS: 26002655

Beds

3

Baths

3

Sq Ft

2,861

Lot

3.43 ac

Year Built

2002

MLS #

26002655

Days on Market

6

Listed

Apr 2, 2026

Description

Your Mountain Sanctuary! Welcome to this mountain retreat in the gated community of Bear Valley Springs where space, comfort, and nature come together beautifully. This impressive 3BD/2.5BA home offers 2,861 SF of refined living on 3.43 acres with endless views and direct access to equestrian trails. A gracious foyer framed by graceful archways sets the tone, opening to a dedicated office on one side and a formal dining room on the other. Beyond, the heart of the home unfolds into a spacious open-concept living area featuring custom built-ins, a large tiled hearth, and a cozy pellet stove. The kitchen is both functional and elegant, showcasing granite countertops, stainless appliances (including a dual-drawer dishwasher), a walk-in pantry, breakfast nook, and an eat-at island with prep sink. The split-wing layout ensures privacy with two bedrooms and a full bath on one side, while the expansive primary suite on the other includes patio access, dual vanities, soaking tub, walk-in closet, and private yard entry. Enjoy outdoor living on the covered patio overlooking the mountains. The property also features a detached single-car garage with workshop area, oversized 3-car garage, RV parking, and room for horses. Additional amenities include new LVP flooring throughout, central A/C, portable generator connection, water softener, and rain gutters. Every room captures stunning natural vistas becoming a daily reminder that this is more than a home, it's a lifestyle.

Location

Tehachapi, Kern County, CA 93561

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Listed by: Christy Rabe · BHGRE Platinum Realty Group

Payment estimate

$4,845

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $67,450 · Loan: $607,050

%
Principal & Interest
$3,730
Property tax (1%)
$562
Homeowners insurance
$300
Mortgage insurance
$253
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $23,608 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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