26450 Cumberland Road
Tehachapi, CA, 93561
$674,500
MLS: V1-35538
Beds
3
Baths
3
Sq Ft
2,861
Lot
3.43 ac
Year Built
2002
MLS #
V1-35538
Days on Market
6
Listed
Apr 2, 2026
Description
Your Mountain Sanctuary! Welcome to this mountain retreat in the gated community of Bear Valley Springs where space, comfort, and nature come together beautifully. This impressive 3BD/2.5BA home offers 2,861 SF of refined living on 3.43 acres with endless views and direct access to equestrian trails.A gracious foyer framed by graceful archways sets the tone, opening to a dedicated office on one side and a formal dining room on the other. Beyond, the heart of the home unfolds into a spacious open-concept living area featuring custom built-ins, a large tiled hearth, and a cozy pellet stove. The kitchen is both functional and elegant, showcasing granite countertops, stainless appliances (including a dual-drawer dishwasher), a walk-in pantry, breakfast nook, and an eat-at island with prep sink.The split-wing layout ensures privacy with two bedrooms and a full bath on one side, while the expansive primary suite on the other includes patio access, dual vanities, soaking tub, walk-in closet, and private yard entry.Enjoy outdoor living on the covered patio overlooking the mountains. The property also features a detached single-car garage with workshop area, oversized 3-car garage, RV parking, and room for horses. Additional amenities include new LVP flooring throughout, central A/C, portable generator connection, water softener, and rain gutters. Every room captures stunning natural vistas becoming a daily reminder that this is more than a home, it's a lifestyle.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Christy Rabe · BHGRE Platinum Realty Group
Payment estimate
$4,845
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $67,450 · Loan: $607,050
- Principal & Interest
- $3,730
- Property tax (1%)
- $562
- Homeowners insurance
- $300
- Mortgage insurance
- $253
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $23,608 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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