$1,199,000
MLS: 260022284SD
Beds
6
Baths
5
Sq Ft
4,122
Lot
0.18 ac
Year Built
2020
MLS #
260022284SD
Days on Market
28
Listed
Sep 11, 2026
Description
RARE OPPORTUNITY! This highly versatile 6-bedroom, 4.5-bath home features a spacious 4-bedroom main residence PLUS an attached 2BD/1BA ADU with its own private entrance, laundry room and attached 1-car garage—ideal for multigenerational living, extended family, guests or potential rental income. The main residence offers an open floor plan, numerous upgrades throughout, and a large flex space with potential for conversion to an additional bedroom. The property also features solar + Tesla batteries for added energy efficiency. Step outside to a private backyard with a saltwater pool and spa, perfect for relaxing and entertaining. Ideally located near Loma Linda University Medical Center, VA Hospital, shopping, dining and major freeways. Homes offering this combination of space, privacy, versatility and amenities rarely come to market!
Location
Loma Linda, San Bernardino County, CA 92354
Open on Google Maps ↗Listed by: Lawrence Dy · Dycor Realty Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$9,470
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $119,900 · Loan: $1,079,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,471
- Property tax (1.25%)
- $1,249
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Loma Linda home with as little as 3.5% down using an FHA loan — roughly $41,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Loma Linda, CA 92354 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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