2646 Belle
San Bernardino, CA, 92404
$441,444
MLS: IV26080724
Beds
3
Baths
1
Sq Ft
988
Lot
0.16 ac
Year Built
1950
MLS #
IV26080724
Days on Market
8
Listed
Apr 29, 2026
Description
***This home may qualify for down payment assistance, grant funds, and 100% financing options for eligible buyers. Programs may help cover down payment and/or closing costs. Buyer eligibility, income limits, credit requirements, and program guidelines apply. Not all buyers will qualify. Special exclusions may apply. Buyer to verify all information with a licensed mortgage professional. Contact me for more information. *** Welcome to 2646 Belle St, a home that has been lovingly cared for and is now ready for its next chapter. This 3-bedroom, 1-bath home offers approximately 988 sq ft of comfortable living space, thoughtfully designed with an open-concept flow between the living room and kitchen, creating a bright and connected feel throughout. Natural light enhances the home’s inviting atmosphere, while the layout supports both ease of living and functional everyday comfort. The open kitchen and living area provide a welcoming central space for gathering, relaxing, and enjoying time at home. Step outside to an oversized 7,080 sq ft backyard, a rare opportunity with endless potential. Whether envisioned as an outdoor entertaining space, garden retreat, play area, or future expansion, this generous lot offers the freedom to bring creativity and personal vision to life. Located in a well-established neighborhood, this home offers convenience, accessibility, and a sense of community. It is a place where everyday living feels simple, grounded, and connected. A beautiful opportunity for a new beginning, this home is ready to welcome its next owner with warmth and possibility Broker and sellers do not guarantee the accuracy of the square footage, lot size, year built, or any other information concerning the property provided in the MLS, public records or other sources. Buyer and buyer's agent are strongly advised to independently verify all information to their own satisfaction, including but not limited to permits, square footage, and property condition. Property sold AS-IS, in it's present condition. Thank you for showing, we appreciate your interest!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: ALIA GARCIA · Champions Real Estate
Payment estimate
$3,439
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,144 · Loan: $397,300
- Principal & Interest
- $2,514
- Property tax (1.25%)
- $460
- Homeowners insurance
- $300
- Mortgage insurance
- $166
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,451 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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