265 Garden Drive
Lake Arrowhead, CA, 92352
$1,850,000
MLS: 26634181
Beds
5
Baths
5
Sq Ft
3,500
Lot
0.06 ac
Year Built
2001
MLS #
26634181
Days on Market
84
Listed
Jan 6, 2026
Description
The Lake Arrowhead package everyone has been waiting for a rare opportunity to own in the exclusive, gated community of Village Cove, just a five-minute walk to Lake Arrowhead Village and steps from the lake trail. This is true first-tier lakeside living in one of the most desirable neighborhoods on the mountain. Offered as a full furnished and lifestyle package, the sale also includes a 2023 Sea-Doo Switch Limited Boat and a full year of dock rental, ready for summers on the lake. Inside, the home is designed for effortless entertaining and relaxed mountain living. The open-concept kitchen, dining, and living areas flow seamlessly to an outdoor deck overlooking a beautiful forest backdrop and seasonal creek. The kitchen features a high-end range, walk-in pantry, and wine fridge with bar area - perfect for entertaining after a long day on the lake. The living room is warm, inviting, and flooded with natural light with soaring cathedral ceilings, exposed beams, and a striking floor-to-ceiling stone fireplace that keeps the space cozy. The 3500 sq ft spacious layout offers five ensuite bedrooms, two fireplaces, a versatile bonus room - currently styled as a bunk room, and a two-car garage, creating comfort and flexibility for full-time living or hosting guests. Additional highlights include dual A/C, a full-house generator, recently painted exterior and interior, and exceptional maintenance throughout. Village Cove itself offers park-like grounds with panoramic lake views, a seasonal stream, lush forest surroundings, and a private expansive lawn and beach area - a rare combination of privacy, walkability, and lake access. This isn't just a home. It's the Lake Arrowhead lifestyle, fully dialed in.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Anthony Giordano · Latitude 33 Real Estate
Payment estimate
$13,151
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $185,000 · Loan: $1,665,000
- Principal & Interest
- $10,230
- Property tax (1.25%)
- $1,927
- Homeowners insurance
- $300
- Mortgage insurance
- $694
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $64,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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