2660 State
Big Bear City, CA, 92314
$1,085,000
Original list price: $1,200,000
MLS: HD26132469
Beds
3
Baths
3
Sq Ft
3,675
Lot
2.50 ac
Year Built
1991
MLS #
HD26132469
Days on Market
131
Listed
Jun 19, 2026
Description
Welcome to your dream mountain ranch in Big Bear City, where comfort, craftsmanship, and equestrian living come together on a peaceful 2.5 acre HORSE PROPERTY with *NO HOA* just minutes from endless adventure. On a *PAVED ROAD* with a trail leading right out of the gate! Step inside to soaring cedar tongue-and-groove ceilings in the inviting living room, an impressive office/library complete with its own fireplace, and a beautifully updated kitchen featuring new quartz and butcher block countertops, double electric ovens, and all-new appliances. The spacious primary suite is tucked away on its own level, offering a private deck and three closets for exceptional storage. Upstairs, a huge loft and additional closet provide endless flexibility for guests, hobbies, or a game room. Newly remodeled bathrooms, an indoor laundry/mud room, two new 40-gallon water heaters, two replaced heating units, and a newer roof installed in 2023 ensure this home is as functional as it is beautiful. Outside, the property is perfectly equipped for horse enthusiasts and those needing room for all their toys. An oversized four-car deep garage, corner lot with access from both sides, mature shade and apple trees, sprinkler systems in the front and back, all new stop-and-waste valves, two 12' x 24' shelters, and a 12' x 20' feed shed create a truly turnkey setup. Best of all, you're just moments from miles and miles of scenic riding and hiking trails through the **San Bernardino National Forest**, while enjoying the tranquility of a peaceful neighborhood only 15 minutes from the lake, the Village, shopping, dining, and year-round recreation. This is mountain living at its finest, offering the perfect blend of privacy, convenience, and an exceptional horse property lifestyle.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Nicole Allen · Realty ONE Group Empire
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,545
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $108,500 · Loan: $976,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,708
- Property tax (1.25%)
- $1,130
- Homeowners insurance
- $300
- Mortgage insurance
- $407
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $37,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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