26637 Oak Terrace
Valencia, CA, 91381
$2,100,000
MLS: SR26132529
Beds
5
Baths
7
Sq Ft
4,171
Lot
0.25 ac
Year Built
2003
MLS #
SR26132529
Days on Market
2
Listed
Jun 17, 2026
Description
Welcome to luxury living in the prestigious guard-gated Westridge Estates, where owned solar, timeless elegance, and an exceptional floor plan come together in one of Valencia's most sought-after communities. Located on a private cul-de-sac with a mature, pool-sized backyard, this stunning semi-custom residence offers 5 bedrooms, 7 bathrooms, and expansive living spaces designed for both everyday comfort and effortless entertaining. A peaceful courtyard welcomes you into the home, creating a tranquil retreat from the moment you arrive. Inside, the thoughtfully designed floor plan features a spacious ground-floor primary suite complete with a private retreat, spa-inspired bathroom, and direct access to the serene backyard. Two additional downstairs bedrooms each offer their own en-suite bathrooms, providing comfort and privacy for family and guests. The heart of the home is the beautifully appointed kitchen, featuring a large center island, walk-in pantry, breakfast nook, beverage refrigerator drawers, and seamless flow into the family room with custom built-ins. A dedicated bar area with a wine refrigerator, formal dining room, and formal living room create the perfect setting for entertaining on any scale. Upstairs, an open loft, dedicated office area, two additional bedrooms, and a balcony overlooking the peaceful courtyard provide flexible living spaces ideal for work, study, or relaxation. Step outside to experience California living at its finest. The expansive pool-sized backyard offers mature landscaping, a built-in fireplace, built-in BBQ, and ample room to create the entertainer's paradise of your dreams. The home's owned solar system enhances energy efficiency, while modern conveniences such as an electric vehicle charging outlet, ceiling-mounted storage racks in both garages, and a spacious three-car garage provide functionality for today's lifestyle. Ideally located within one of Valencia's most desirable guard-gated communities, residents enjoy close proximity to award-winning schools, parks, shopping, dining, golf, and convenient freeway access. Combining luxury, functionality, energy efficiency, and the highly sought-after convenience of a first-floor primary suite, this exceptional Westridge Estates residence offers the very best of Southern California living.
Location
Valencia, Los Angeles County, CA 91381
Open on Google Maps ↗Listed by: Lovdeep Chhina · Equity Union
Payment estimate
$15,434
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $210,000 · Loan: $1,890,000
Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $11,909
- Property tax (1.25%)
- $2,188
- Homeowners insurance
- $300
- Mortgage insurance
- $788
- HOA dues
- $250
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 18, 2026
- 30-year fixed
- 6.47%
- 15-year fixed
- 5.81%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $73,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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