267 Spruce Lane
Sugarloaf, CA, 92386
$280,000
MLS: IG25219429
Beds
2
Baths
1
Sq Ft
774
Lot
0.06 ac
Year Built
1985
MLS #
IG25219429
Days on Market
206
Listed
Sep 21, 2025
Description
Nestled in the serenity of tall pine trees, this turnkey 2-bedroom, 1-bath cabin offers 774 sq ft of cozy comfort and rustic charm. Enjoy the warmth and ambiance of the beautiful rock fireplace with wood-burning insert, great for chilly mountain evenings. The light and bright open floor plan creates an inviting space, ideal for relaxing or entertaining. Step outside to the covered back deck—an ideal spot for outdoor gatherings or peaceful mornings with coffee. Sold fully furnished, this home is truly move-in ready! Features include a new hot water heater, efficient wall heater, plantation shutters, and a handy shed for extra storage. Whether you're looking for a weekend escape or a full-time retreat, this cabin has it all!
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: MARY BURAK · RE/MAX BIG BEAR
Payment estimate
$2,245
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,000 · Loan: $252,000
- Principal & Interest
- $1,548
- Property tax (1.25%)
- $292
- Homeowners insurance
- $300
- Mortgage insurance
- $105
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $9,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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