326 Holmes
Sugarloaf, CA, 92386
$270,000
MLS: PW26013690
Beds
1
Baths
1
Sq Ft
729
Lot
0.06 ac
Year Built
1950
MLS #
PW26013690
Days on Market
139
Listed
Jan 20, 2026
Description
Cozy Rustic Cabin Retreat in Sugarloaf – Your Big Bear Getaway! Discover 326 Holmes Lane: a charming 1-bedroom, 1-bathroom mountain cabin tucked among the trees in peaceful Sugarloaf. Enjoy rustic vibes with vaulted ceilings, exposed beams, a cozy wood-burning fireplace, original 1950s kitchen charm (breakfast bar + retro-fitted stove), and a spacious new front deck perfect for summer evenings or winter relaxation. Fully fenced yard for privacy, and prime location—minutes from Big Bear Lake, skiing, hiking, and shops. Ideal for weekend escapes, full-time living, or vacation rental potential. Don’t miss this affordable slice of mountain magic—schedule your showing today!
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Anna Taylor · Y Realty
Payment estimate
$2,222
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,000 · Loan: $243,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,539
- Property tax (1.25%)
- $281
- Homeowners insurance
- $300
- Mortgage insurance
- $101
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $9,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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