ActiveCabin

326 Holmes

Sugarloaf, CA, 92386

1 / 18View all 18 photos

$270,000

MLS: PW26013690

Beds

1

Baths

1

Sq Ft

729

Lot

0.06 ac

Year Built

1950

MLS #

PW26013690

Days on Market

0

Listed

Jan 20, 2026

Description

Cozy Rustic Cabin Retreat in Sugarloaf – Your Big Bear Getaway! Discover 326 Holmes Lane: a charming 1-bedroom, 1-bathroom mountain cabin tucked among the trees in peaceful Sugarloaf. Enjoy rustic vibes with vaulted ceilings, exposed beams, a cozy wood-burning fireplace, original 1950s kitchen charm (breakfast bar + retro-fitted stove), and a spacious new front deck perfect for summer evenings or winter relaxation. Fully fenced yard for privacy, and prime location—minutes from Big Bear Lake, skiing, hiking, and shops. Ideal for weekend escapes, full-time living, or vacation rental potential. Don’t miss this affordable slice of mountain magic—schedule your showing today!

Location

Sugarloaf, San Bernardino County, CA 92386

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Listed by: Anna Taylor · Y Realty

Payment estimate

$2,176

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $27,000 · Loan: $243,000

%
Principal & Interest
$1,493
Property tax (1.25%)
$281
Homeowners insurance
$300
Mortgage insurance
$101
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $9,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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