785 Vista Avenue
Sugarloaf, CA, 92386
$269,420
MLS: IG25054424
Beds
2
Baths
1
Sq Ft
928
Lot
0.06 ac
Year Built
1977
MLS #
IG25054424
Days on Market
394
Listed
Mar 13, 2025
Description
Charming Cabin Retreat in Sugarloaf Dreaming of a cozy cabin in the woods? Look no further. This beautifully renovated two-story retreat offers rustic charm with modern updates. Featuring the potential for sleeping like a 3 bedroom, the home boasts a warm and inviting living room with soaring high-beam wood ceilings and a wood-burning fireplace—perfect for chilly mountain nights. With two bedrooms, a full bath, and a practical kitchen with a comfortable island, this home is designed for relaxation. Plus, there’s a bonus sleeping area with built-in bunk beds that can accommodate up to four guests. The upstairs bedroom is a private retreat, offering plenty of space and natural light. Recent upgrades include fresh interior and exterior paint, tankless water heater, new garbage disposal, new carpet and interlocking vinyl flooring, updated hardware, light fixtures, outlets, and switches, a new front door and porch railing, and new blinds throughout. Located in the peaceful Sugarloaf community, this cabin is ideal as a starter home, a cozy getaway, or a fantastic investment property. Enjoy easy access to local attractions, including skiing, biking trails, the nearby BLM/National Reserve, golf, hiking, horseback riding, lake activities, and great restaurants. This charming mountain retreat is a must-see. Schedule a showing today. _________________________________________________________________________________________
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: RACHAEL SMITH · RE/MAX BIG BEAR
Payment estimate
$2,172
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $26,942 · Loan: $242,478
- Principal & Interest
- $1,490
- Property tax (1.25%)
- $281
- Homeowners insurance
- $300
- Mortgage insurance
- $101
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $9,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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