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2686 W Mill St. 103

San Bernardino, CA, 92410

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$189,000

Original list price: $169,000

MLS: IG26203145

Beds

2

Baths

2

Sq Ft

1,344

Lot

0.03 ac

Year Built

1980

MLS #

IG26203145

Days on Market

35

Listed

Sep 16, 2026

Description

Welcome to Rancho Meridian Mobile Estates! This spacious 2-bedroom, 2-bathroom manufactured home offers approximately 1,344 sq. ft. of comfortable living space and plenty of potential to make it your own. The open and functional floorplan provides generous living areas, making this home ideal for relaxing, entertaining, or everyday living. One of the standout features is the up to 3-car covered carport, providing ample parking for multiple vehicles and added convenience. The home offers two generously sized bedrooms and two bathrooms, giving you both comfort and privacy. There’s also 2 nice size storage sheds in the backyard and some fruit trees. Located in San Bernardino, Rancho Meridian Mobile Estates offers convenient access to shopping, dining, parks, major freeways, and surrounding Inland Empire communities. Whether you're a first-time buyer, downsizing, or looking for an affordable homeownership opportunity, this property is worth seeing! Come discover the possibilities and schedule your private showing today!

Location

San Bernardino, San Bernardino County, CA 92410

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Listed by: Rosa Elena Ortiz · KW College Park

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$1,745

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $18,900 · Loan: $170,100

%

Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$1,178
Property tax (1.25%)
$197
Homeowners insurance
$300
Mortgage insurance
$71
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 15, 2026

30-year fixed
7.40%
15-year fixed
6.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $6,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See San Bernardino, CA 92410 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.