27381 Cottonwood Lane
Lake Arrowhead, CA, 92317
$454,000
Original list price: $470,000
MLS: IG26183276
Beds
3
Baths
3
Sq Ft
1,613
Lot
0.22 ac
Year Built
1992
MLS #
IG26183276
Days on Market
44
Listed
Aug 31, 2026
Description
Charming Lake Arrowhead Home with Lake Rights. Welcome to your mountain escape perfect home for all seasons! This inviting 3-bedroom, 2.5-bathroom home is nestled in a peaceful Lake Arrowhead neighborhood, just a short walk to the lake. Surrounded by towering trees, the property offers a serene retreat while keeping you close to the heart of the community. Inside, you’ll find a cozy living room with a fireplace, creating the perfect space to unwind after a day outdoors. The functional floor plan includes 3 spacious bedrooms upstairs, a half bath on the main level for guests and two full bathrooms upstairs for comfort and convenience. Step outside onto the spacious deck, ideal for BBQs, entertaining, or simply enjoying the natural mountain setting. Whether you’re sipping your morning coffee or hosting family and friends, the deck is the perfect spot to embrace the beauty of Lake Arrowhead living. Very close to the Lake Arrowhead Village for dining, shopping and amazing concerts and steps away from the small town feel of Blue Jay Village. Additional highlights: Lake rights included Walking distance to the lake Peaceful neighborhood tucked away among the trees This home is perfect as a full-time residence, weekend getaway, or investment opportunity. Experience the charm of mountain living with lake access just steps away. Don’t miss this Lake Arrowhead gem—schedule your showing today! Seller Very Motivate. Seller finance is available.
Location
Lake Arrowhead, San Bernardino County, CA 92317
Open on Google Maps ↗Listed by: Cecilia Ponce De Leon · KELLER WILLIAMS LAKE ARROWHEAD
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,772
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,400 · Loan: $408,600
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,829
- Property tax (1.25%)
- $473
- Homeowners insurance
- $300
- Mortgage insurance
- $170
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $15,890 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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