$439,999
MLS: 26005526
Beds
1
Baths
1
Sq Ft
720
Lot
0.45 ac
Year Built
2022
MLS #
26005526
Days on Market
2
Listed
Jul 16, 2026
Mello-Roos / CFD special assessment. This property is flagged in the MLS as having a Mello-Roos or Community Facilities District assessment. It is added to your annual property taxes and does not reset when the home is sold. Confirm the exact amount with the county or listing agent before writing an offer.
Description
Welcome to modern living at 27466 Mercantile Ct, Unit 303, in the heart of Valencia! This 1-bedroom, 1-bathroom unit spans 720 sqft, providing a cozy yet spacious retreat. The home is both technologically advanced and also designed with an eye for detail and luxury. As you step inside, you'll notice the seamless integration of smart home features, including a Ring Doorbell that enhances your security. The convenience of technology continues with a Bluetooth-enabled stackable washer/dryer, microwave, and dishwasher, creating a connected and efficient living experience. The interior showcases upgraded flooring and a stylish backsplash, adding a touch of sophistication to the living spaces. Extra storage space is conveniently located just outside the unit's front door as well. Step outside, and you'll find a resort-style pool and spa that features cabanas. Additionally, the community offers a versatile events center for personal or business use, providing an extra layer of convenience and social opportunities. COMMUNITY IS WARRANTABLE AND FHA APPROVED(VERY RARE IN SCV). HOA fees: $325.56/month & $260/month.
Location
Valencia, Los Angeles County, CA 91381
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26154253
Listed by: Steve Julian · Luxury Collective
Payment estimate
$3,439
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,000 · Loan: $395,999
Average 30-yr fixed rate 6.55% as of Jul 16, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,516
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 16, 2026
- 30-year fixed
- 6.55%
- 15-year fixed
- 5.93%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Valencia, CA 91381 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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