$500,000
MLS: HD26209616
Beds
5
Baths
2
Sq Ft
2,076
Lot
0.18 ac
Year Built
1985
MLS #
HD26209616
Days on Market
18
Listed
Sep 25, 2026
Description
****36 PAID NEM 2.0 status until 2037 SOLAR PANELS ****2.89% ASSUMABLE VA LOAN ****OR SELLER-PAID 2-1 RATE BUY DOWN****WITH AN ACCEPTED OFFER! Welcome to this beautifully ***RENOVATED*** 5-bedroom, 2-bath, 2,076 sq. ft. LAKEFRONT HOME in Silver Lakes, complete with your own PRIVATE TREX DOCK! ***FULLY PAID & OWNED SOLAR!*** installed in 2017 with Nem 2.0 Status. future buyer gets 1 to 1 retail credits for excess power until 2037. google nem 3 vs nem 2. NO SOLAR LEASE. NO SOLAR LOAN PAYMENT. The solar system previously helped the home achieve net-zero energy usage, offering the potential for substantial electricity savings. Plus, there’s a TESLA EV CHARGER in the garage. Inside, you’ll find **TWO LARGE BEDROOMS** plus **THREE ADDITIONAL BEDROOMS***, offering flexibility for guests, offices, hobbies, fitness or whatever fits your lifestyle. The heart of the home is the** HUGE OPEN-CONCEPT ***KITCHEN, LIVING & DINING AREA, designed for entertaining! Imagine gathering around the ***15-FOOT NEW QUARTZ COUNTERTOP, with seating for SIX.*** Imaging baking or entertaining on that beautiful counter !! The kitchen is the heart of the home THE RENOVATION LIST IS IMPRESSIVE: NEW KITCHEN CABINETS * MOTION SENSOR FAUCET * NEW RANGE HOOD *INDUCTION COOKTOP *CONVECTION OVEN *RENOVATED BATHROOMS * HIGH PRESSURE MOEN RAIN SHOWERS AND REMOVABLE HANDHELD HEAD, NEW SHOWER DOORS, WALK IN CLOSET WITH BUIT IN SHELVES, BARN DOOR, VINYL PLANK FLOORING • FRESH PAINT, system is set up for water softener. ****PICTURES DON'T DO THIS PROPERTY JUSTICE!**** The home feels larger in person, with an open layout and plenty of room to make it your own. YES —*** THERE IS EVEN AMPLE SPACE FOR A POOL TABLE!*** Then step outside and discover what makes this property truly special: YOUR OWN LAKEFRONT BACKYARD & PRIVATE DOCK. Fish, kayak, paddle-board or take the boat out without leaving home. Two car garage fully separate to maximize interior space . SILVER LAKES RESORT-STYLE LIFESTYLE Enjoy TWO LAKES, SANDY BEACHES, 27 HOLES OF CHAMPIONSHIP GOLF, CLUBHOUSE, POOL & SPA, TENNIS, PICKLEBALL, FITNESS FACILITIES, EQUESTRIAN CENTER, TRAILS, RV/BOAT STORAGE AND COMMUNITY ACTIVITIES. And when you're ready for adventure, ***GRAB THE QUADS AND DESERT TOYS ***and explore the surrounding High Desert. LAKEFRONT • PRIVATE DOCK • OWNED SOLAR • EV CHARGING • FULLY RENOVATED • 5 BEDROOMS • HUGE OPEN LIVING SPACE • RESORT-STYLE AMENITIES
Location
Helendale, San Bernardino County, CA 92342
Open on Google Maps ↗Listed by: Clare Hart · 1st Class RealEstate Mavericks
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,359
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $50,000 · Loan: $450,000
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,116
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $188
- HOA dues
- $235
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Helendale home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Helendale property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Helendale, CA 92342 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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