27684 St Bernard
Lake Arrowhead, CA, 92352
$1,399,000
MLS: CV26180502
Beds
5
Baths
4
Sq Ft
2,280
Lot
0.23 ac
Year Built
1987
MLS #
CV26180502
Days on Market
16
Listed
Aug 24, 2026
Description
**You’ve seen Lake Arrowhead. Just not quite like this.** Welcome to 27684 St. Bernard, a mountain retreat that wasn’t simply remodeled, it was **intentionally reimagined **. The result is a home where bold design, thoughtful details and modern comfort meet sweeping lake and mountain views. Spanning approximately 2,584 square feet across three levels, the home offers five bedrooms, three-and-a-half baths and multiple spaces designed for gathering and retreating. Walls of glass frame the scenery while rich hardwoods and natural wood details bring warmth throughout. Imported translucent Italian quartzite surrounds the fireplaces in both the main living space and primary suite. Illuminated from behind, the natural movement of the stone comes alive, creating dramatic architectural focal points. The open-concept kitchen features custom cabinetry, black granite countertops, a statement island and ZLINE Autograph dual-fuel range. Walls of glass connect the living space to the expansive reconstructed composite deck. **Here, outdoor living isn't an afterthought. It's part of the experience.** Enjoy morning coffee above the trees, long dinners with friends, sunset cocktails and evenings under the stars with Lake Arrowhead as your backdrop. **The primary suite is a retreat within the retreat**, with its own backlit quartzite fireplace and direct access to the outdoor Jacuzzi spa on the primary bedroom level. The spa-inspired bath features radiant heated floors, custom tilework, frameless glass, dual rain shower heads and a jetted soaking tub. The intentionality extends beyond what you can see, with new insulation, updated windows and doors, central A/C, Navien tankless water heater, upgraded electrical, EV charging, Leviton smart-home technology with Google Home, and a 14kW Generac whole-home standby generator. Upstairs, a second living area is joined by three additional bedrooms and a full bath. Two bedrooms open to a private balcony overlooking the lake and mountains. With lake rights, an attached two-car garage and convenient access to Lake Arrowhead Village, the lake, hiking, dining and skiing, this is a mountain home where the design feels as intentional as the setting. **Because up here, the house is only part of what you’re buying. The rest is the lifestyle.**
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Charles Martin · CM & ASSOCIATES
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,415
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $139,900 · Loan: $1,259,100
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,133
- Property tax (1.25%)
- $1,457
- Homeowners insurance
- $300
- Mortgage insurance
- $525
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $48,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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