27770 North Bay Road
Lake Arrowhead, CA, 92352
$505,000
MLS: CV26225192
Beds
3
Baths
3
Sq Ft
1,904
Lot
0.24 ac
Year Built
1978
MLS #
CV26225192
Days on Market
4
Listed
Oct 19, 2026
Description
Discover the possibilities in this charming 3-bedroom, 3-bathroom Lake Arrowhead home with full lake rights, stunning ridge views, and glimpses of the lake through dramatic two-story windows. In need of repairs and updating, this property offers an opportunity to create a mountain retreat that reflects your style. The open-concept kitchen flows into the soaring living room, where scenic views and a gas fireplace create an inviting gathering space. A second gas fireplace in a bedroom adds to the mountain charm. Bedrooms and bathrooms on two levels offer flexibility and privacy, while additional highlights include new dual-pane windows, updated bathrooms, owned solar power, a living room loft, and a spacious primary retreat. The home also includes an unfinished basement. Step outside to a wraparound deck —ideal spaces for entertaining, barbecues, and stargazing. The natural surroundings offer opportunities to spot local wildlife and enjoy the mountain setting with your four-legged companions. Located on a county-maintained road with convenient year-round access, the property offers dual access, including a level-entry option, driveway parking, and additional rear access. Enjoy convenient routes to Mountains Community Hospital, school bus stops, and downtown Blue Jay, along with walking access to the lake, Tavern Bay Beach Club, and the UCLA Lake Arrowhead Conference Center. Whether you’re planning a full-time residence, weekend getaway, or vacation home, bring your ideas and explore the potential of this Lake Arrowhead retreat!
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Xandrea Garay · eXp Realty of Greater Los Angeles
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,138
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,500 · Loan: $454,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,122
- Property tax (1.25%)
- $526
- Homeowners insurance
- $300
- Mortgage insurance
- $189
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $17,675 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lake Arrowhead, CA 92352 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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