278 Spindlewood Avenue
Camarillo, CA, 93012
$1,199,900
MLS: 226001739
Beds
4
Baths
3
Sq Ft
2,462
Lot
0.16 ac
Year Built
1981
MLS #
226001739
Days on Market
0
Listed
Apr 16, 2026
Description
Extraordinary 4-bedroom, 3-bath home thoughtfully designed to meet today's modern lifestyle. In addition to the four bedrooms and three bathrooms, the home features a desirable downstairs bedroom, a dedicated laundry room with sink, and a spacious 3-car garage. From the moment you arrive, you'll appreciate the freshly painted exterior, updated dual-pane windows, and a durable 50-year composition shingle roof.Inside, soaring vaulted ceilings extend into the kitchen, while new luxury wide-plank vinyl flooring throughout creates a bright and inviting atmosphere. The exquisite chef's kitchen is brand new and showcases soft-close cabinetry, ample pantry space, a built-in trash bin, new appliances, and a built-in microwave. A skylight over the kitchen sink and recessed lighting enhance the space, which opens seamlessly to the family room featuring a gas fireplace and a newly built-in bar with sink, perfect for entertaining.Just off the living room is a downstairs bedroom, laundry room, and a full bathroom complete with all-new fixtures, a walk-in shower with new tile surround, frameless shower door and a new vanity. Upstairs, the primary suite offers a cozy sitting area with fireplace, built-in shelves, dual closets, ceiling fan, and a spa-like primary bath featuring an oversized walk-in shower with dual shower heads, and frameless shower door, an extended dual-sink vanity with generous counter space, and a new toilet in its own private water closet. Two additional bedrooms, each with ceiling fans, share a fully renovated Jack-and-Jill bathroom.Step outside to a fully fenced backyard with lush landscaping, grassy area, fruit trees, and drought-tolerant landscaping, ideal for relaxing or entertaining. Additional amenities include recessed lighting throughout, new plumbing fixtures and valves in the kitchen and bathrooms, a newer HVAC system with air conditioning, and two brand-new garage doors with new motors.Located near Woodside Park, top-rated schools, and shopping, this home offers the perfect blend of luxury, style, and convenience; a true gem combining refined design with modern comfort. Plus NO HOA.
Location
Camarillo, Ventura County, CA 93012
Open on Google Maps ↗Listed by: Jonathan Shepard · Pacific Property Services Co.
Payment estimate
$8,635
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $119,990 · Loan: $1,079,910
- Principal & Interest
- $6,635
- Property tax (1.25%)
- $1,250
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $41,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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