280 Montrose
San Bernardino, CA, 92404
$484,500
Original list price: $4,845,000
MLS: IG26120199
Beds
2
Baths
1
Sq Ft
1,081
Lot
0.16 ac
Year Built
1950
MLS #
IG26120199
Days on Market
12
Listed
Jun 4, 2026
Description
Beautiful, well maintained, super clean, corner lot home. Freeway close, perfect for commuters, near schools, on a gorgeous, well established, tree lined street. Pride of ownership shines. This quaint 2 bedroom, 1 bath home is a perfect starter or down sizer. Featuring a newer roof (Oct 2023), new dual pane windows throughout, new toilet, newer exterior paint, fresh bedroom interior paint, finished garage with an insulated garage door all on a spacious corner lot. This home has a gorgeous, mature and totally manicured landscape. Both front and back yards are pristine. The detached garage has a continuous roofline allowing for a large, covered breezeway and patio. The backyard is perfect for entertaining, low maintenance, featuring pavers, stone ground covering, a firepit area, a pergola and is the perfect space for an ADU or convert the detached garage. If you're interested in making the most out of your next home, optimizing your investment, utilizing your space and creating more, this home has it all. Whether you're just starting out, downsizing or looking to build a second income producing unit, this one's for you.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Felice Hickerson · Berkshire Hathaway Homeservices California Realty
Payment estimate
$3,748
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,450 · Loan: $436,050
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,762
- Property tax (1.25%)
- $505
- Homeowners insurance
- $300
- Mortgage insurance
- $182
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,958 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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