ActiveSingleFamilyResidence

280 Ridgeton Lane A

Simi Valley, CA, 93065

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$669,000

MLS: 226002715

Beds

2

Baths

2

Sq Ft

1,280

Lot

0.03 ac

Year Built

1988

MLS #

226002715

Days on Market

2

Listed

Jun 10, 2026

Description

Imagine for a moment sitting on your patio any beautiful summer evening, staring at the tranquil lake that the steps away. Imagine, retiring for the day, stepping into your peaceful and serene, single story, remodeled home and pausing for a second taking in how beautiful your life is.Well, no need to imagine. Welcome to The Club in Wood Ranch. This spectacular gated community complete with a gorgeous pool, walking paths, sport courts, direct lake access, and hiking trails is rarely available until today.Your new home features incredible designer upgrades, including custom colors and tiles, gorgeous vinyl plank flooring, a beautiful open concept redesigned kitchen, gorgeous light fixtures, and breathtaking Lake views. The primary bedroom is highlighted by a gigantic walk-in closet, direct lake view balcony access and a breathtaking reimagined primary bath with the ever so important stepless entry and dual head shower with bench.Added conveniences that give the feel of a home are the indoor laundry closet and direct access spacious two car garage.No matter what stage of life you are at, whether the beginning of your journey or strolling into the sunset, this incredible home features everything and more you can imagine. Come visit and be prepared to have your dream come true.

Location

Simi Valley, Ventura County, CA 93065

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Listed by: Carmen Mormino · Rodeo Realty

Payment estimate

$5,560

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $66,900 · Loan: $602,100

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$3,814
Property tax (1.25%)
$697
Homeowners insurance
$300
Mortgage insurance
$251
HOA dues
$499
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $23,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Simi Valley, CA 93065 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.