2800 Wagon Wheel Road 304
Oxnard, CA, 93036
$780,000
MLS: V1-35332
Beds
3
Baths
3
Sq Ft
2,336
Lot
—
Year Built
2019
MLS #
V1-35332
Days on Market
17
Listed
Mar 23, 2026
Description
Welcome Home to Oxford Flats within the master-planned community of Wagon Wheel. This wonderfully located penthouse-style Plan 4 welcomes you with an open floorplan - 3 bedrooms, 2.5 bathrooms, bonus/optional 4th bedroom offering panoramic views. This single-story condo has a light and airy open concept with separate bedroom wings giving everyone the privacy they deserve. The chef's kitchen offers a large center island, beautiful backsplash and breakfast bar. Enjoy the private outdoor area in the California Room complete with ceiling fan for year-round enjoyment. Secured building and parking entrances offer an Executive-like welcome. Dedicated storage unit and 2-covered, assigned parking spaces accompany this Unit. Situated between Santa Barbara and Los Angeles this home offers ease of shopping and entertainment within Wagon Wheel and walking distance to The Esplanade and The Collection where Whole Foods, 24 Hour Fitness and a plethora of restaurants and shops await you!
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Ainslee Charles · BHGRE Property Shoppe
Payment estimate
$5,718
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $78,000 · Loan: $702,000
- Principal & Interest
- $4,313
- Property tax (1.25%)
- $813
- Homeowners insurance
- $300
- Mortgage insurance
- $293
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $27,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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