2820 Wagon Wheel Road 403
Oxnard, CA, 93036
$789,000
MLS: V1-35215
Beds
3
Baths
3
Sq Ft
2,130
Lot
—
Year Built
2021
MLS #
V1-35215
Days on Market
3
Listed
Mar 20, 2026
Description
Welcome to this beautiful home in the Wagon Wheel community, built in 2021.This is a 4th floor penthouse residence offers elevated living with exceptional security and style. Garage is located on the ground floor with elevator access directly to your floor. Enter your condo with vaulted ceilings abundant of natural light. Upgrades include kitchen back flash, kitchen cabinets, with fireplace /TV combo. Guest bathroom has shower, tub glass door. Laminate flooring in entire house. Master bath shower has upgraded Ceramic titles plus dual mirrors! This is a must-see condo. New light fixtures thru out. Custom fan in ceiling. Right outside in the hallway is large storage closet right next to the trash and recycling chute. Parking offers charging hookup spots and ample guest parking. This condo has the best location on the top floor with only 4 units on the floor plus The Collection at RiverPark plus restaurants, entertainment, and parks for the kids all within walking distance from your front door. Do come see this from the inside then you will see what it all about!!
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Thomas Hickey · Surfside-Anacapa Real Estate
Payment estimate
$5,781
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $78,900 · Loan: $710,100
- Principal & Interest
- $4,363
- Property tax (1.25%)
- $822
- Homeowners insurance
- $300
- Mortgage insurance
- $296
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $27,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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