2870 Wagon Wheel Road 203
Oxnard, CA, 93036
$759,999
MLS: 226000079
Beds
3
Baths
3
Sq Ft
2,130
Lot
0.05 ac
Year Built
2022
MLS #
226000079
Days on Market
101
Listed
Jan 10, 2026
Description
Located in the stunning, newer developed Wagon Wheel community, this penthouse-like residence offers elevated living with exceptional security and style. Enjoy peace of mind with three layers of secure access, including a gated parking garage, private lobby, and controlled elevator access to your floor.Inside, the home welcomes you with abundant natural light, an airy open floor plan with tall ceilings, and refined designer finishes throughout. Upgrades include sandy-toned wood-like laminate flooring, quartz countertops, white cabinetry, custom window blinds, and a spacious exterior California room balcony. The expansive primary suite features a spa-inspired en-suite bath with separate tub and shower, a private water closet, and a generous walk-in closet.Additional highlights include OWNED SOLAR, owned whole-house water softener, a tankless water heater, high-efficiency ENERGY STAR Qualified A/C Equipment, a private in-floor storage room, in-floor trash and recycling chute, two assigned interior parking spaces, several EV charging hookup spots and ample guest parking.Ideally located just minutes from The Collection, The Esplanade, beaches, fine dining, entertainment, and exceptional schools, Wagon Wheel also offers on-site shops, a brewery, coffee bar, dog park, playground -- making this a rare blend of convenience, comfort, and elevated living.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Ricardo Salazar · eXp Realty of California Inc
Payment estimate
$5,579
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $76,000 · Loan: $683,999
- Principal & Interest
- $4,203
- Property tax (1.25%)
- $792
- Homeowners insurance
- $300
- Mortgage insurance
- $285
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $26,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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