28018 Banjo Circle
Castaic, CA, 91384
$629,000
MLS: OC26202935
Beds
3
Baths
2
Sq Ft
1,385
Lot
0.17 ac
Year Built
1981
MLS #
OC26202935
Days on Market
0
Listed
Sep 17, 2026
Description
Ideally situated at the end of one of Meadowood's most coveted cul-de-sac streets, this property presents a genuine opportunity to reimagine the existing home and bring your own vision to one of Castaic's most established neighborhoods. Set on an expansive 7,275 square foot lot, this home offers three bedrooms, two bathrooms, and a single-story layout with straightforward, functional space throughout. The property is ready for its next chapter with a new owner who can make it their own. With generous yard space and room for parking multiple vehicles, a sought-after feature in this part of Castaic, the possibilities here are considerable. Surrounded by the hills and mountains that give this pocket of Castaic its scenic backdrop, and with no HOA to navigate, the setting offers real flexibility for whatever comes next. Located just moments from the 5 Freeway, local shopping, and everyday amenities, this is an exceptional opportunity to secure a spacious homesite in one of Castaic's most convenient and sought-after locations.
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Charlie Gillies · Arbor Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,867
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,900 · Loan: $566,100
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,675
- Property tax (1.25%)
- $655
- Homeowners insurance
- $300
- Mortgage insurance
- $236
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $22,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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