28105 Ridgethorne Court 45
Rancho Palos Verdes, CA, 90275
$1,195,000
MLS: SB26220030
Beds
3
Baths
3
Sq Ft
2,219
Lot
17.30 ac
Year Built
1977
MLS #
SB26220030
Days on Market
7
Listed
Oct 9, 2026
Description
Welcome to this beautiful 3 bedroom, 3 bath townhome located in the desirable gated Mira Verde gated Community. Filled with natural light and offering a spacious, inviting floor plan, this home provides a wonderful blend of comfort and coastal living. The bright living room features a charming two sided fireplace and beautiful coastal views, creating a warm and inviting space for relaxing or entertaining. Just outside the front entrance, a private patio provides additional space to enjoy the outdoors. The open kitchen features white cabinetry, a center island with a built-in cooktop, and a cozy breakfast nook. Upstairs, you’ll find brand-new wood flooring and three spacious bedrooms. The primary suite features a walk-in closet and a private bathroom with a separate walk-in shower and soaking tub. The two additional bedrooms enjoy beautiful coastal views and plenty of natural light. The lower level offers an attached two car garage with washer and dryer hookups, along with a versatile bonus/storage room providing valuable additional space. A modern convenience! The community has recently been upgraded with brand-new fiber-optic infrastructure, offering residents access to ultra-fast internet connectivity, ideal for working from home, streaming, and today's connected lifestyle. Residents of the gated Mira Community enjoy an array of amenities, including a clubhouse, two swimming pools, jacuzzi, paddle court, and tennis court. Conveniently located near shopping, dining, recreation, and schools within the highly regarded Palos Verdes Peninsula Unified School District. A wonderful opportunity to enjoy a light-filled townhome, coastal views, generous community amenities, and the lifestyle this desirable community has to offer.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Brenda Jurado · Berkshire Hathaway HomeServices California Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,239
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $119,500 · Loan: $1,075,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,447
- Property tax (1.25%)
- $1,245
- Homeowners insurance
- $300
- Mortgage insurance
- $448
- HOA dues
- $800
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $41,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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