28439 Victoria
Castaic, CA, 91384
$650,000
MLS: SR26229146
Beds
2
Baths
2
Sq Ft
1,046
Lot
0.12 ac
Year Built
1987
MLS #
SR26229146
Days on Market
9
Listed
Oct 29, 2026
Description
Discover this delightful, move-in-ready 2 bedroom, 2 bathroom residence, tucked away in a prime Castaic neighborhood. Filled with natural light, the interior features high ceilings and an open floor plan. The kitchen has been thoughtfully updated, with all appliances included, a wine rack and a garden window for fresh herbs. Enjoy the primary suite with its high ceilings, wall to wall closets, backyard access, and a beautifully remodeled bathroom with a walk-in shower. Designed for year-round comfort, this home is equipped with efficient dual-paned windows, a high-efficiency HVAC system, and ceiling fans, giving you peace of mind and climate control in every season. Step outside to your own private backyard retreat. Relax under the large covered patio, pick fresh fruit from your own citrus tree, and enjoy the lush grass maintained by a reliable sprinkler system. Location is everything! You’ll enjoy effortless freeway access, shopping, and schools, making your daily commute a breeze. For the outdoor enthusiast, you are just minutes from the stunning Castaic Lake, where you can enjoy fishing, boating, swimming, hiking, and local playgrounds. Best of all, with NO HOA and NO Mello-Roos, this property offers you incredible value and freedom. This charming, turn-key home is ready for you to move in and start making memories.
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Rebekah Richardson · Keller Williams VIP Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,184
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $585,000
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,963
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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