28445 Sunny Ridge Terrace
Castaic, CA, 91384
$1,075,000
MLS: SR26227065
Beds
4
Baths
4
Sq Ft
2,838
Lot
0.29 ac
Year Built
2022
MLS #
SR26227065
Days on Market
3
Listed
Oct 20, 2026
Description
Behind the gates in Williams Ranch, a residence of exceptional style and sophistication awaits, where every detail has been designed to impress. A stunning expression of refined California living, this impeccably appointed residence offers approximately 2,865 square feet with 4 bedrooms, 3.5 bathrooms, and a spacious loft. Timeless elegance meets contemporary design through magazine-worthy finishes and extensive designer upgrades. From the moment you enter, Wide plank luxury vinyl flooring, crown molding, plantation shutters, and carefully selected designer lighting establish an atmosphere of understated luxury. Every space feels intentional, seamlessly blending sophistication with the warmth and comfort of home. At the heart of the residence, a chef’s kitchen makes a striking statement. GE Café appliances in white and gold, a six burner gas range, double ovens, soft close cabinetry, and a farmhouse sink with brushed gold Moen fixtures create an exceptional culinary setting. Designer pendants, a herringbone backsplash, upgraded countertops, and a custom pantry complete the space. The living area is anchored by a statement fireplace with upgraded hearth and precast surround. Expansive multi-slide doors open to a covered outdoor living room, seamlessly connecting indoor and outdoor spaces. Beyond, the beautifully landscaped backyard offers generous space for entertaining or relaxing evenings. A main-level bedroom with private ensuite offers versatility for guests or multigenerational living. Upstairs, the primary suite is a private sanctuary, complemented by a spa inspired bathroom featuring upgraded tile work, a striking herringbone shower, and freestanding soaking tub. A spacious loft and additional bedrooms provide flexibility, while thoughtfully appointed bathrooms showcase coordinated designer finishes and black Moen fixtures. The attention to detail extends well beyond the interiors. Pottery Barn chandeliers, custom window treatments, an enhanced laundry room with sink and cabinetry, owned solar with Tesla inverter, an EV charging outlet, tankless water heater, permanent exterior holiday lighting, and a three car garage with epoxy flooring and built-in storage. The lifestyle is equally compelling. Williams Ranch residents enjoy a impressive collection of resort inspired amenities including a recreation center, junior Olympic sized pool, spa, parks, scenic trails, an entertainment amphitheater, citrus orchards, working vineyards, and a wine pavilion.
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Laura Scott · RE/MAX Gateway
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,854
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $107,500 · Loan: $967,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,646
- Property tax (1.25%)
- $1,120
- Homeowners insurance
- $300
- Mortgage insurance
- $403
- HOA dues
- $385
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $37,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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