28462 North Bay Road
Lake Arrowhead, CA, 92352
$1,099,000
MLS: IG26164918
Beds
4
Baths
3
Sq Ft
2,820
Lot
0.42 ac
Year Built
1999
MLS #
IG26164918
Days on Market
5
Listed
Jul 31, 2026
Description
If your idea of relaxation is sipping your morning coffee while watching local birds and wildlife from the comfort of your own backyard, you've just found your happy place. The beautifully landscaped yard invites you to enjoy everything from a leisurely morning tea to brunch, lunch, or an unforgettable al fresco dinner under the stars. End the evening cuddled up beside the outdoor fireplace—because it doesn't get much more romantic than that. And getting home couldn't be easier. The level driveway, level entry, and attached three-car garage make parking and unloading effortless, whether you're arriving with groceries, guests, or weekend adventure gear. Inside, the spacious great room is ready to host the whole crew. Prefer a little separation? No problem. With two generous living areas—one upstairs and one down—everyone has room to spread out, relax, or retreat for a little quiet time. Three comfortable guest bedrooms ensure family and friends feel right at home, while the primary suite is your own private retreat. A wall of windows welcomes natural light, and the ensuite bath features a large walk-in shower, oversized soaking tub, and an impressive walk-in closet with plenty of room for cozy robes, slippers, and all the little extras. If indoor fires are more your style, you're covered there, too. With fireplaces on both levels, you'll enjoy mountain ambiance year-round. To boot - we can leave the lights on for you. No, really, a house generator is an essential for mountain living and we have got that too! Best of all, you're just a hop, skip, and a jump from your favorite day at the lake. Tavern Bay Beach Club, the UCLA Conference Center, and National Forest access are all just minutes away, making this the perfect mountain escape for relaxing, entertaining, and enjoying everything Lake Arrowhead has to offer.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Chrissy Hammer · COLDWELL BANKER SKY RIDGE REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,213
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $109,900 · Loan: $989,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,356
- Property tax (1.25%)
- $1,145
- Homeowners insurance
- $300
- Mortgage insurance
- $412
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $38,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lake Arrowhead, CA 92352 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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