28549 Silverking Trail
Saugus, CA, 91390
$840,000
MLS: OC26143777
Beds
4
Baths
3
Sq Ft
2,623
Lot
0.10 ac
Year Built
1999
MLS #
OC26143777
Days on Market
0
Listed
Jul 2, 2026
Description
Nestled in the highly desirable Saugus neighborhood, this beautiful home offers 4 spacious bedrooms, 2.5 bathrooms, plus a dedicated office and bonus loft space. Step inside to a light-filled interior featuring an elegant formal living room with a cozy fireplace—perfect for relaxing or entertaining. The open-concept kitchen is the heart of the home, complete with a center island that flows seamlessly into the inviting family room, creating an ideal space for everyday living and gatherings. An open office on the main floor provides the perfect work-from-home setup. Upstairs, a graceful curved staircase leads to the generously sized primary suite, featuring double-door entry, two separate walk-in closets, dual vanities, a soaking tub, and a separate walk-in shower. A cozy loft offers the perfect reading nook or flex space, complemented by three additional well-sized bedrooms and a full bathroom. Outside, enjoy a lush, private backyard—ideal for relaxing, entertaining, or soaking up the California sunshine. Recent upgrades include a brand-new HVAC system, newer water heater, and fresh interior paint throughout, offering comfort and peace of mind. The low HOA provides excellent amenities, including a gated park, pool, and spa. Conveniently located near award-winning schools, shopping, dining, and everyday conveniences, this is a wonderful place to call home.
Location
Saugus, Los Angeles County, CA 91390
Open on Google Maps ↗Listed by: Christine Li · Real Broker
Payment estimate
$6,344
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $84,000 · Loan: $756,000
Average 30-yr fixed rate 6.43% as of Jul 2, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,744
- Property tax (1.25%)
- $875
- Homeowners insurance
- $300
- Mortgage insurance
- $315
- HOA dues
- $110
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 2, 2026
- 30-year fixed
- 6.43%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $29,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Saugus, CA 91390 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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