28551 Bear Valley Road
Tehachapi, CA, 93561
$579,000
MLS: 25007750
Beds
4
Baths
2
Sq Ft
2,346
Lot
1.24 ac
Year Built
2021
MLS #
25007750
Days on Market
181
Listed
Mar 30, 2026
Description
Unmatched Value! Welcome to elevated country living in the gated community of Bear Valley Springs where wide open spaces meet refined, modern comfort. This beautifully designed 4BD / 2BA home offers 2,348 sq. ft. of light-filled living with soaring ceilings, warm bamboo flooring, and an open layout that feels both expansive and welcoming. At the heart of the home, the custom kitchen blends function and style with quartz countertops, double ovens, a farmhouse sink, and a large center island perfect for gathering, entertaining, or simply enjoying everyday life. The living room flows seamlessly to the rear patio, creating an easy indoor-outdoor connection ideal for relaxing evenings and peaceful mountain mornings. The split-wing floor plan provides privacy and retreat, highlighted by a spacious primary suite featuring dual vanities, a walk-in closet, a tiled walk-in shower, and a freestanding soaking tub designed for unwinding at the end of the day. Set up for equestrian and outdoor enthusiasts alike, the property offers horse shelters, room for trailers and RV parking, and plenty of usable land to enjoy your surroundings. Additional conveniences include an oversized laundry room, a 3-car garage and thoughtful custom finishes throughout. If you've been searching for space, privacy, and a true mountain lifestyle this property represents an outstanding value and a chance to step into something special. Come experience why this isn't just a home, it's a lifestyle!
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Christy Rabe · BHGRE Platinum Realty Group
Payment estimate
$4,201
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,900 · Loan: $521,100
- Principal & Interest
- $3,202
- Property tax (1%)
- $483
- Homeowners insurance
- $300
- Mortgage insurance
- $217
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $20,265 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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