ActiveSingleFamilyResidence

28596 North Bay

Lake Arrowhead, CA, 92352

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$899,000

MLS: CV26097206

Beds

4

Baths

3

Sq Ft

2,784

Lot

0.18 ac

Year Built

1977

MLS #

CV26097206

Days on Market

1

Listed

May 9, 2026

Description

Stunning Lake Arrowhead home offering a modern aesthetic while preserving classic lake-home charm. Nearly 2,800 sq ft with 4 bedrooms (including a spacious game room), 3 bathrooms, a custom kitchen, upgraded finishes, and fully remodeled baths. Enjoy an oversized spa, fenced yard, and great outdoor entertaining space. Features a two-car garage with updated doors plus a massive driveway ideal for boats or an RV. Conveniently located just minutes from the lake, grocery stores, and popular restaurants this refreshed mountain retreat is ready to enjoy.

Location

Lake Arrowhead, San Bernardino County, CA 92352

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Listed by: Sean Maldonado · WERE REAL ESTATE

Payment estimate

$6,693

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100

%
Principal & Interest
$5,119
Property tax (1.25%)
$936
Homeowners insurance
$300
Mortgage insurance
$337
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.