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ActiveSingleFamilyResidence

28597 Saginaw Court

Lake Arrowhead, CA, 92352

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$639,000

MLS: IG26130357

Beds

3

Baths

2

Sq Ft

2,160

Lot

0.25 ac

Year Built

1979

MLS #

IG26130357

Days on Market

52

Listed

Jun 18, 2026

Description

Lake Rights home located on a quiet cul-de-sac, offering access to the lake for boating, fishing, hiking, and other outdoor activities. This charming 3-bedroom, 2-bath mountain retreat features an open floor plan with one bedroom and a full bath on the main level, plus two spacious bedrooms and bath upstairs. Enjoy beautiful forest views and fresh mountain air from the wraparound deck. The remodeled kitchen includes a large island with a trash compactor, updated built-in appliances, and new cabinetry. Both bathrooms have been recently and tastefully renovated. Large picture windows throughout the home provide abundant natural light, forest views, and even a peek of the lake from one of the upstairs bedrooms. Ceiling fans keep the home comfortable during the summer months. The home is being sold furnished, and all major appliances are included. Cozy up by the fireplace in the living room while taking in the peaceful surroundings. A circular driveway offers ample off-street parking, and the county-maintained road is plowed during the winter. Conveniently located near the lake, Lake Arrowhead Village, restaurants, shopping, and SkyPark at Santa's Village, where Santa lives, which offers mountain biking, dining, seasonal events, summer concerts, and ice skating in the winter. Snow Valley Mountain Resort is also nearby for skiing and other winter activities. Come experience all that Lake Arrowhead has to offer! https://www.hommati.com/3DTour-AerialVideo/unbranded/28597-Saginaw-Ct-Lake-Arrowhead-Ca-92352--HPI73825744

Location

Lake Arrowhead, San Bernardino County, CA 92352

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Listed by: ARLENE SMITH · MOUNTAIN COUNTRY REALTY, INC.

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$4,912

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $63,900 · Loan: $575,100

%

Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,707
Property tax (1.25%)
$666
Homeowners insurance
$300
Mortgage insurance
$240
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 6, 2026

30-year fixed
6.69%
15-year fixed
6.01%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $22,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92352 (Lake Arrowhead)within ±10% of this home's price and size.

Local Market Stats

See Lake Arrowhead, CA 92352 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.