$639,000
MLS: IG26130357
Beds
3
Baths
2
Sq Ft
2,160
Lot
0.25 ac
Year Built
1979
MLS #
IG26130357
Days on Market
52
Listed
Jun 18, 2026
Description
Lake Rights home located on a quiet cul-de-sac, offering access to the lake for boating, fishing, hiking, and other outdoor activities. This charming 3-bedroom, 2-bath mountain retreat features an open floor plan with one bedroom and a full bath on the main level, plus two spacious bedrooms and bath upstairs. Enjoy beautiful forest views and fresh mountain air from the wraparound deck. The remodeled kitchen includes a large island with a trash compactor, updated built-in appliances, and new cabinetry. Both bathrooms have been recently and tastefully renovated. Large picture windows throughout the home provide abundant natural light, forest views, and even a peek of the lake from one of the upstairs bedrooms. Ceiling fans keep the home comfortable during the summer months. The home is being sold furnished, and all major appliances are included. Cozy up by the fireplace in the living room while taking in the peaceful surroundings. A circular driveway offers ample off-street parking, and the county-maintained road is plowed during the winter. Conveniently located near the lake, Lake Arrowhead Village, restaurants, shopping, and SkyPark at Santa's Village, where Santa lives, which offers mountain biking, dining, seasonal events, summer concerts, and ice skating in the winter. Snow Valley Mountain Resort is also nearby for skiing and other winter activities. Come experience all that Lake Arrowhead has to offer! https://www.hommati.com/3DTour-AerialVideo/unbranded/28597-Saginaw-Ct-Lake-Arrowhead-Ca-92352--HPI73825744
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: ARLENE SMITH · MOUNTAIN COUNTRY REALTY, INC.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,912
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $63,900 · Loan: $575,100
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,707
- Property tax (1.25%)
- $666
- Homeowners insurance
- $300
- Mortgage insurance
- $240
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $22,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lake Arrowhead, CA 92352 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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