ActiveSingleFamilyResidence

28619 Sunny Ridge Terrace

Castaic, CA, 91384

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$1,125,000

MLS: BB26093881

Beds

4

Baths

4

Sq Ft

2,865

Lot

0.35 ac

Year Built

2024

MLS #

BB26093881

Days on Market

5

Listed

May 7, 2026

Description

Discover the lifestyle offered at Williams Ranch, a thoughtfully designed master-planned community set across 430 scenic acres near the beautiful Sierra Pelona Mountains. Residents enjoy resort-style amenities including a recreation center, junior Olympic-size pool, and outdoor gathering spaces perfect for entertaining. Surrounded by natural beauty, the community features miles of hiking trails, charming neighborhood parks, an outdoor amphitheater, lush citrus groves, and picturesque vineyards, creating a unique blend of relaxation, recreation, and countryside charm. This spacious home includes a main floor bedroom and bathroom, gourmet kitchen, dining room and family room dining with wall sliders opening to the largest lot size in the community! Upstairs flows beautifully with your primary suite and huge walk-in closet, a loft area that could be a 5th bedroom, another full bathroom and 2 more spacious bedrooms. Built in 2024, this home still feels brand new! Come experience life at Williams Ranch!

Location

Castaic, Los Angeles County, CA 91384

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Listed by: Grace Miranda · Keller Williams Realty World Media Center

Payment estimate

$8,300

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $112,500 · Loan: $1,012,500

%
Principal & Interest
$6,406
Property tax (1.25%)
$1,172
Homeowners insurance
$300
Mortgage insurance
$422
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Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $39,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.