28619 Sunny Ridge Terrace
Castaic, CA, 91384
$999,000
Original list price: $1,125,000
MLS: BB26093881
Beds
4
Baths
4
Sq Ft
2,865
Lot
0.35 ac
Year Built
2024
MLS #
BB26093881
Days on Market
121
Listed
May 7, 2026
Description
Nestled within the highly sought-after Williams Ranch community, this better-than-new 2024-built home offers luxury living with thoughtful upgrades already completed for you. Enjoy the benefits of fully paid solar, upgraded main-floor flooring, a 10-year A/C warranty, and the largest lot size in the community, already beautifully landscaped—saving you time, money, and hassle over new construction. Residents enjoy resort-style amenities including a recreation center, junior Olympic-size pool, outdoor gathering spaces, scenic hiking trails, charming parks, an amphitheater, citrus groves, and picturesque vineyards surrounded by breathtaking mountain views. Designed for both comfort and function, the spacious floor plan features a main-floor bedroom and bathroom, a gourmet kitchen, dining area, and family room with expansive wall sliders that open seamlessly to the oversized backyard—perfect for entertaining or relaxing. Upstairs, retreat to the generous primary suite with a huge walk-in closet, plus a versatile loft that can easily serve as a 5th bedroom, an additional full bath, and two more spacious secondary bedrooms. Why wait for new construction when this move-in-ready home already has the premium upgrades done for you? Come experience life at Williams Ranch!
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Grace Miranda · Keller Williams Realty World Media Center
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,801
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $99,900 · Loan: $899,100
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,808
- Property tax (1.25%)
- $1,041
- Homeowners insurance
- $300
- Mortgage insurance
- $375
- HOA dues
- $278
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $34,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Castaic, CA 91384 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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