28619 Sunny Ridge Terrace
Castaic, CA, 91384
$995,000
MLS: BB26197519
Beds
4
Baths
4
Sq Ft
2,865
Lot
0.35 ac
Year Built
2024
MLS #
BB26197519
Days on Market
0
Listed
Sep 10, 2026
Description
Luxury Value Meets Turn-Key Living at Williams Ranch – Offered at $995,000 Experience the pinnacle of luxury living in the coveted Williams Ranch community with this better-than-new 2024-built residence, now positioned to offer incredible value. Why wait for new construction and navigate the unpredictable costs of landscaping and finishing touches when this move-in-ready home provides the ultimate premium experience for an exceptional price? Situated on a spacious premium lot offering exceptional outdoor space and privacy, this home distinguishes itself with significant, high-value upgrades already completed. You’ll enjoy the long-term financial benefits of fully paid-off solar, upgraded flooring throughout the main level, and the peace of mind provided by a 10-year A/C warranty. The outdoor space is fully transformed into a beautifully landscaped retreat, saving you the considerable time and expense of developing a backyard from scratch. Designed with both scale and functionality in mind, the spacious floor plan maximizes comfort for every lifestyle. The main level is anchored by a gourmet kitchen and an expansive family room, where wall-to-wall sliders invite seamless indoor-outdoor living, perfect for entertaining in your oversized private backyard. A convenient main-floor bedroom and full bath add flexible utility, while upstairs, the generous primary suite offers a true sanctuary with a massive walk-in closet. The versatile loft provides additional flexibility, easily converting into a 5th bedroom to accommodate your growing needs alongside two additional spacious secondary bedrooms. Beyond your front door, embrace the resort-inspired lifestyle of Williams Ranch. Residents enjoy exclusive access to world-class community amenities, including a recreation center, junior Olympic-sized pool, amphitheater, citrus groves, and scenic vineyards, all set against a stunning mountain backdrop. With this new price point, this home isn’t just a purchase—it’s a smart investment in a superior, turn-key lifestyle. Come experience the best value in Williams Ranch today.
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Grace Miranda · Keller Williams Realty World Media Center
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,824
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $99,500 · Loan: $895,500
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,784
- Property tax (1.25%)
- $1,036
- Homeowners insurance
- $300
- Mortgage insurance
- $373
- HOA dues
- $330
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $34,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Castaic, CA 91384 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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