ActiveSingleFamilyResidence

3675 Vigilance

Rancho Palos Verdes, CA, 90275

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$1,850,000

MLS: PV26057653

Beds

4

Baths

3

Sq Ft

2,000

Lot

0.35 ac

Year Built

1965

MLS #

PV26057653

Days on Market

26

Listed

Mar 24, 2026

Description

Move-in ready 4-bedroom home ideally situated on a quiet cul-de-sac, offering the perfect blend of comfort, functionality, and coastal charm. This beautifully maintained residence features a spacious granite center-island kitchen ideal for cooking, entertaining, and everyday living. The home boasts ocean views and a well-designed floor plan that includes a formal dining room, perfect for hosting gatherings and special occasions, along with an inviting living room highlighted by a cozy fireplace, creating a warm and elegant setting. Light-filled interiors and an open, airy feel enhance the home’s livability and appeal. There is also a large family room and bathroom downstairs with sliding glass doors to the outside. Upstairs are the additional three bedrooms and the primary suite with double sinks and two large closets. Step outside to a large, flat backyard—ideal for entertaining, play, or creating your own private outdoor retreat, even adding a pool if desired. Additional highlights include an attractive paver driveway, excellent curb appeal, and a peaceful setting on a quiet cul-de-sac street. A rare opportunity to enjoy ocean views, refined living spaces, and a tranquil neighborhood—all in a move-in ready home.

Location

Rancho Palos Verdes, Los Angeles County, CA 90275

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Listed by: Bill Ruth · Coastal Legacy Realty Group

Payment estimate

$13,151

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $185,000 · Loan: $1,665,000

%
Principal & Interest
$10,230
Property tax (1.25%)
$1,927
Homeowners insurance
$300
Mortgage insurance
$694
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $64,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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