287 Camino Toluca
Camarillo, CA, 93010
$785,000
MLS: V1-38377
Beds
3
Baths
3
Sq Ft
1,860
Lot
—
Year Built
1996
MLS #
V1-38377
Days on Market
11
Listed
Aug 25, 2026
Description
End Unit Welcome to resort-style living in the highly desirable Palm Colony gated community! This beautifully updated 3-bedroom, 3-bath home offers a spacious, versatile floor plan and a desirable end-unit location with added privacy.A downstairs bedroom and full bath provide the perfect setup for guests, extended family, or a private home office. Step inside to fresh interior paint throughout, abundant natural light, and comfortable living and entertaining spaces that make this home feel bright, inviting, and truly move-in ready.Palm Colony offers beautiful Spanish/Mediterranean-inspired architecture, tile roofs, mature landscaping, and lush community grounds. Residents enjoy an impressive collection of resort-style amenities, including a sparkling pool and spa, tennis courts, fitness center, and clubhouse.Conveniently located near shopping, dining, recreation, and easy freeway access, this home offers the ideal combination of lifestyle, location, and value.VA and FHA approved, making this a fantastic opportunity for first-time buyers and beyond. Don't miss your chance to call Palm Colony home--schedule your private showing today!
Location
Camarillo, Ventura County, CA 93010
Open on Google Maps ↗Listed by: Karla Mara · Pinnacle Estate Properties, In
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,565
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $78,500 · Loan: $706,500
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,564
- Property tax (1.25%)
- $818
- Homeowners insurance
- $300
- Mortgage insurance
- $294
- HOA dues
- $589
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $27,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Camarillo, CA 93010 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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