287 Camino Toluca
Camarillo, CA, 93010
$775,000
Original list price: $785,000
MLS: V1-38377
Beds
3
Baths
3
Sq Ft
1,860
Lot
1860.00 ac
Year Built
1996
MLS #
V1-38377
Days on Market
51
Listed
Aug 25, 2026
Description
DESIRABLE END UNIT | GATED COMMUNITY | RESORT-STYLE LIVING | VA & FHA APPROVED!Welcome to the highly desirable Palm Colony gated community in Camarillo! This beautifully refreshed 3-bedroom, 3-bathroom end-unit home offers added privacy, abundant natural light, and a spacious, versatile floor plan designed for comfortable living and entertaining.A highly sought-after downstairs bedroom and full bathroom provide flexibility for guests, multigenerational living, or a private home office. Step inside to discover fresh interior paint, newer flooring, soaring ceilings, inviting living spaces, and a warm, welcoming atmosphere. With two additional upstairs bedrooms, each featuring their own private bathroom; this home offers comfort and convenience throughout.Experience the charm of Palm Colony's Spanish/Mediterranean-inspired architecture, beautiful tile roofs, mature landscaping, and meticulously maintained grounds. Enjoy an exceptional collection of resort-style amenities, including a sparkling pool and spa, tennis and pickleball courts, racquetball/handball court, a fitness/gym center with Saunas, Billiard room, library, and the clubhouse has a full kitchen for any event.Ideally located near shopping, dining, parks, and convenient access to the 101,118, and the 34. This home offers the perfect combination of location, lifestyle, privacy, and value.VA & FHA APPROVED COMMUNITY, creating additional financing opportunities for qualified buyers, including first-time homebuyers!Don't miss this opportunity to enjoy resort-style living in one of Camarillo's desirable gated communities. Schedule your private showing today!
Location
Camarillo, Ventura County, CA 93010
Open on Google Maps ↗Listed by: Karla Mara · Pinnacle Estate Properties, In
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,778
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $77,500 · Loan: $697,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,791
- Property tax (1.25%)
- $807
- Homeowners insurance
- $300
- Mortgage insurance
- $291
- HOA dues
- $589
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $27,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93010 (Camarillo)within ±10% of this home's price and size.
$715,000
1654 Edgewater Lane
Camarillo, 93010
$739,000
1538 Tierra Buena Court
Camarillo, 93010
$740,000
477 Baja Court
Camarillo, 93010
$740,000
643 Pioneer Street
Camarillo, 93010
$749,000
697 Camino Tierra Santa
Camarillo, 93010
$750,000
92 Calle Segunda
Camarillo, 93010
Local Market Stats
See Camarillo, CA 93010 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.