$514,900
Original list price: $515,000
MLS: DW26196706
Beds
3
Baths
3
Sq Ft
1,335
Lot
0.08 ac
Year Built
1985
MLS #
DW26196706
Days on Market
14
Listed
Sep 29, 2026
Description
Welcome to this inviting 3-bedroom, 2.5-bathroom home, ideally situated at the end of a quiet cul-de-sac in a well-established neighborhood. The kitchen features a garden window, granite countertops, and a convenient breakfast bar. The spacious living room offers a cozy fireplace and adjoining dining area, creating a comfortable space for family gatherings and entertaining. A glass sliding door opens to the covered patio and private backyard, extending the living space outdoors. Upstairs, you'll find the primary suite, which features a walk-in closet, a private bathroom with both a tub and shower, and a generously sized linen closet. Conveniently located near the local high school and close to shopping, dining, and entertainment, this home offers comfort, convenience, and an inviting setting in a desirable neighborhood. Assumable Loan with a low interest rate of 3.625%, contact me for more information. Low HOA: $180 Monthly
Location
Rialto, San Bernardino County, CA 92376
Open on Google Maps ↗Listed by: Salvador Ortuno Bermudez · Century 21 Allstars
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,438
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $51,490 · Loan: $463,410
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,209
- Property tax (1.25%)
- $536
- Homeowners insurance
- $300
- Mortgage insurance
- $193
- HOA dues
- $200
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $18,022 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Rialto property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Rialto, CA 92376 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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