ActiveSingle Family Residence

29052 Madrid Pl Place

Castaic, CA, 91384

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$970,000

MLS: 25009088

Beds

5

Baths

3

Sq Ft

3,055

Lot

0.15 ac

Year Built

2001

MLS #

25009088

Days on Market

143

Listed

Dec 4, 2025

Description

Discover Saratoga Community — Two-Story Home with Breathtaking Views & Exceptional Living Spaces (NO HOA) Experience refined living in this beautifully designed two-story home, featuring a thoughtful layout that blends comfort, style, and warmth. The home opens with a formal living room at the front, followed by a formal dining area and a well-appointed kitchen with stainless steel appliances and granite countertops. This space flows naturally to the family room with fireplace and extends seamlessly to the covered California patio, equipped with heated lamps—perfect for placing patio furniture to relax or entertain. On the side of the home, there's a quiet area ideal for enjoying the outdoors. Downstairs, a full bedroom with a large closet and full bathroom provides a perfect mother-in-law suite, guest quarters, or home office, adding flexibility and convenience to the home. Upstairs, the primary suite serves as a retreat, complete with a deep soak tub, heated and cooling flooring in the bathroom, a larger walk-in closet, and sliding glass doors that open to a deck with breathtaking views—a special perk not enjoyed by every home in the neighborhood. A spiral staircase provides convenient access from the upper deck to the ground-level backyard, offering easy flow from the master suite to outdoor spaces. A small loft/landing adds extra space for a reading area or study. Recent thoughtful updates include plantation shutters throughout, wrought-iron accents along the block walls, and a Tesla charging station. The home also features two heating and cooling units for efficient comfort throughout. Conveniently located near Castaic Elementary School and Castaic Middle School, both just minutes away, this home offers access to local amenities, open spaces, and a welcoming suburban environment. No HOA provides added freedom and flexibility for homeowners. Dreaming of a new home or upgrade? Leverage your equity—schedule a showing today!

Location

Castaic, Los Angeles County, CA 91384

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Listed by: Marlon Serrano · JohnHart Real Estate

Payment estimate

$7,038

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $97,000 · Loan: $873,000

%
Principal & Interest
$5,364
Property tax (1.25%)
$1,010
Homeowners insurance
$300
Mortgage insurance
$364
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $33,950 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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