32610 Ridge Top Lane
Castaic, CA, 91384
$899,999
MLS: 26659889
Beds
5
Baths
3
Sq Ft
3,284
Lot
0.13 ac
Year Built
2002
MLS #
26659889
Days on Market
8
Listed
Mar 5, 2026
Description
Beautiful and spacious home nestled on a quiet dead-end cul-de-sac with breathtaking views of the Santa Clarita Valley. Enjoy the added privacy and low traffic while benefiting from no HOA and no Mello-Roos. This expansive floor plan offers 5 bedrooms and 3 bathrooms, including a convenient downstairs bedroom and full bath, perfect for guests or multi-generational living. The home features a generous family room and an upstairs loft, providing flexible space that can easily serve as a media room, home office, or be converted into an additional bedroom. The large kitchen is designed for both function and gathering, featuring abundant cabinetry, a center island, and a spacious walk-in pantry, along with ample storage throughout the home. Upstairs you'll find four bedrooms with walk-in closets, giving everyone plenty of room. The primary suite is a private retreat with direct access to a balcony, allowing you to fully enjoy the magnificent city views. With no neighbors across the street, the home offers additional privacy along with extra parking availability. The spacious layout and scenic setting make this an ideal home for entertaining, relaxing, or accommodating a growing family.
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Andy Martinez Jr. · Entity Mortgage And Realty
Payment estimate
$6,552
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $90,000 · Loan: $809,999
- Principal & Interest
- $4,977
- Property tax (1.25%)
- $937
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $31,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Castaic, CA 91384 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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