$885,000
Original list price: $899,999
MLS: SR26065889
Beds
4
Baths
3
Sq Ft
3,170
Lot
0.14 ac
Year Built
2000
MLS #
SR26065889
Days on Market
67
Listed
Mar 26, 2026
Description
Assumable Financing Available at 2.375%. Castaic Home in the Hillcrest community featuring 4 bed, 3 bath, nearly 3,200 sqft, cul-de-sac location, view home, dual HVAC, owned solar, and NO Mello-Roos taxes or HOA! This beautifully maintained home offers a versatile and spacious layout. Enter into the dining and family room, currently styled as a pool table/game room. Cozy living room with a fireplace creating a welcoming and flexible living area. The stunning eat-in kitchen showcases white cabinetry with abundant drawers, a large island, granite countertops, upgraded backsplash, stainless steel appliances, a new high-end dishwasher, built-in desk area, a large pantry with pull-out shelves and slider leading to the beautiful yard. Just off the kitchen is a generous laundry room with extensive built-in storage, ideal for use as a second pantry, along with a convenient powder room to complete the first level. Upstairs, enjoy a light and bright loft perfect for a second living area, office, or play space. The expansive primary suite features high ceilings and an ensuite bath with dual vanities, soaking tub, and glass-enclosed walk-in shower. Three additional well-appointed bedrooms and a full bathroom with dual sinks complete the upper level. The exterior offers a 2-car garage with a new garage door and added overhead storage racks. The backyard is designed to take full advantage of the stunning views, featuring sun sails with a pulley system, fresh sod, a new irrigation control system, and a timer for front lighting. Interior upgrades include a new water heater, newer HVAC system, smart thermostats, recessed lighting, ceiling fans, and custom closet inserts. Ideally located near Castaic Lake Recreation Area, shopping, dining, and with easy freeway access, this home combines comfort, efficiency, and location—ready for its next owner to call it home.
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Cherrie Brown · NextHome Real Estate Rockstars
Payment estimate
$6,599
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $88,500 · Loan: $796,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,045
- Property tax (1.25%)
- $922
- Homeowners insurance
- $300
- Mortgage insurance
- $332
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $30,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Assumable Loan — Lock In a Below-Market Rate+
This Castaic property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Castaic, CA 91384 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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