423 Pier Avenue 4
Santa Monica, CA, 90405
$988,000
MLS: 26858225
Beds
2
Baths
2
Sq Ft
901
Lot
0.19 ac
Year Built
1963
MLS #
26858225
Days on Market
23
Listed
Jul 11, 2026
Description
Relax on your private balcony, take a breath of fresh ocean air, and let the stunning views and open sky remind you exactly why you chose Santa Monica. This top-floor, front-facing, end-unit condo in prime Ocean Park has been completely renovated into an elegant and transformative dream retreat. //The south-facing sliding doors in the living room and skylights in the dining area draw in sunlight to the common spaces at all hours of the day. With a single shared wall, this home enjoys light from windows on three sides - and out of every single window, you enjoy a different view of open air and beautiful spaces. From both your front door entry and your private balcony, trees and hills frame a breathtaking sightline stretching all the way to the Downtown LA cityscape, Hollywood Hills, and San Gabriel Mountains. //Warm neutral tones and the highest quality materials create a uniquely sophisticated space. The modern, high-grade kitchen has been beautifully redesigned with flat-front light oak cabinetry, stunning Taj Mahal Quartzite countertops, a premium workstation sink, and a full suite of brand-new, top-tier appliances. The bathrooms have been completely reimagined from the textured tile to the carefully selected fixtures, and each bedroom offers a spacious, sunlit retreat to unwind at the end of the day. //Plan on leaving your car in your parking spot, as this is arguably the most pedestrian-friendly area of the Westside. You can grab your chair and get to the sand in minutes, though the vibrant restaurants, shops and hotspots on Rose Ave and Main Street might snag your attention first on the way. This property offers the absolute pinnacle of social beachside living with the elegance and comfort of a brand-new, high-end home.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Rya Meyers · Pardee Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,795
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $98,800 · Loan: $889,200
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,714
- Property tax (1.25%)
- $1,029
- Homeowners insurance
- $300
- Mortgage insurance
- $371
- HOA dues
- $381
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $34,580 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90405 (Santa Monica)within ±10% of this home's price and size.
$899,000
2002 4th Street 211
Santa Monica, 90405
$924,900
1020 Ocean Park 3
Santa Monica, 90405
$949,000
827 Bay Street 5
Santa Monica, 90405
$949,000
2313 5th Street 2
Santa Monica, 90405
$1,044,000
2920 Neilson Way 304
Santa Monica, 90405
Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.