Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

2920 Seahorse Avenue

Ventura, CA, 93001

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$2,099,000

MLS: V1-35055

Beds

3

Baths

2

Sq Ft

1,570

Lot

0.04 ac

Year Built

1965

MLS #

V1-35055

Days on Market

42

Listed

Mar 9, 2026

Description

Welcome to the prestigious Ventura Keys waterfront community, where coastal living meets comfort and convenience. This well maintained single-story home offers 3 bedrooms, 2 bathrooms, and approximately 1,570 square feet of light-filled living designed for relaxed beachside lifestyle. High ceilings and lots of windows offer views of the channel and an open living space. Enjoy direct waterfront living with your private boat dock, perfect for boating, paddleboarding, or simply soaking in the tranquil canal views. The home features clean updates throughout, a clean and inviting interior, and seamless indoor-outdoor flow to a spacious back patio--ideal for entertaining or enjoying Ventura's year-round coastal climate.Additional highlights include an attached two-car garage with laundry hookups, functional single-level layout, and pride of ownership.Located just a few blocks from the beautiful beaches of Pierpont, this exceptional property places you close to shopping, restaurants, coffee shops, and top-rated schools, all within one of Ventura's most sought-after beach community neighborhoods. The optional HOA offers two community beaches and play areas, pickleball courts, and more. Experience the best of waterfront living in Ventura Keys--where boating, beaches, and a vibrant coastal lifestyle come together. See this rarely available single-story model priced nicely to offer you the opportunity to upgrade and put your own touches on the home. A very special opportunity for the right buyer.

Location

Ventura, Ventura County, CA 93001

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Listed by: Bridget Goncalves · Joe Kapp Real Estate, Inc

Payment estimate

$14,881

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $209,900 · Loan: $1,889,100

%
Principal & Interest
$11,607
Property tax (1.25%)
$2,186
Homeowners insurance
$300
Mortgage insurance
$787
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $73,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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