29276 Discovery Ridge
Saugus, CA, 91390
$699,000
MLS: GD25274417
Beds
4
Baths
3
Sq Ft
2,829
Lot
0.12 ac
Year Built
2004
MLS #
GD25274417
Days on Market
15
Listed
Dec 11, 2025
Description
Opportunity awaits in the community of Discovery Ridge. This short-sale fixer offers excellent potential for buyers looking to customize a home to their vision. The property has significant water damage and will require repairs, making it ideal for contractors, investors, or those seeking a renovation project in a desirable location. Situated among beautifully maintained homes and close to shopping, dining, parks, and top-rated schools, this residence provides a rare chance to build equity in a sought-after neighborhood. Bring your imagination and your contractor—this is a true diamond in the rough with outstanding upside for the right buyer.
Location
Saugus, Los Angeles County, CA 91390
Open on Google Maps ↗Listed by: Levon Leo Dzhabrayan · WealthBridge Real Estate
Payment estimate
$5,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
- Principal & Interest
- $3,865
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Saugus, CA 91390 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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