2960 Neilson Way 304
Santa Monica, CA, 90405
$999,000
MLS: 26872585
Beds
2
Baths
2
Sq Ft
1,305
Lot
3.08 ac
Year Built
1980
MLS #
26872585
Days on Market
13
Listed
Aug 14, 2026
Description
FURNISHED ONLY! A rare opportunity to own the beach lifestyle at an incredible value! Tucked inside the coveted guard-gated Sea Colony II, this bright and inviting 2-bedroom, 2-bath residence delivers the best of Santa Monica living with resort-style amenities and the beach just moments away. Set against lush gardens and overlooking the spa, the home feels private, peaceful, and wonderfully removed from the everyday. A flexible bonus space is perfect for a home office, reading nook, or creative retreat, while the spacious floor plan offers a fireplace, in-unit laundry, two side-by-side parking spaces, and a large private storage room. Enjoy an exceptional collection of amenities including a pool, three spas, fitness center, sauna, guest parking, EV charging, and security. And the location? Steps from the sand and minutes from the restaurants, cafes, boutiques, and energy of Main Street. With this location, this lifestyle, and a price that is hard to beat, this is an opportunity you won't want to miss.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Kimberly Kessler · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$9,178
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $99,900 · Loan: $899,100
Average 30-yr fixed rate 6.66% as of Aug 27, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,778
- Property tax (1.25%)
- $1,041
- Homeowners insurance
- $300
- Mortgage insurance
- $375
- HOA dues
- $1,685
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 27, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 5.98%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $34,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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