301 N K
Needles, CA, 92363
$240,000
MLS: HD26037185
Beds
4
Baths
2
Sq Ft
1,456
Lot
0.17 ac
Year Built
1985
MLS #
HD26037185
Days on Market
14
Listed
Feb 19, 2026
Description
Home close to the river and golf course. Located just a few blocks from the Colorado River, and Needles golf course. Home offers 4 bedrooms and 2 full bathrooms, open floor plan and large open kitchen with breakfast bar.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Debbie Taplet · Z Realty
Payment estimate
$1,967
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $24,000 · Loan: $216,000
- Principal & Interest
- $1,327
- Property tax (1.25%)
- $250
- Homeowners insurance
- $300
- Mortgage insurance
- $90
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $8,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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