316 Cibola
Needles, CA, 92363
$249,000
MLS: PW26127238
Beds
4
Baths
4
Sq Ft
1,622
Lot
0.14 ac
Year Built
1925
MLS #
PW26127238
Days on Market
2
Listed
Jun 10, 2026
Description
Great opportunity to own a versatile property with two separate living spaces, ideal for multi-generational living, rental income, or a private guest retreat. The main home features 3 bedrooms and 2 bathrooms with a comfortable and functional layout. Enjoy relaxing on the covered front porch or in the large private yard, perfect for outdoor entertaining, gardening, or simply enjoying the desert evenings. Inside, you’ll find attractive laminate flooring, fresh interior paint, ceiling fans throughout, a newer mini-split system, and additional window units to help keep the home comfortable year-round. Above the detached one-car garage is a separate 1-bedroom, 1-bath guest house that offers excellent potential as a rental unit, guest quarters, or home office. With separate driveways for each residence, both living spaces enjoy added privacy and convenience. Conveniently located near local schools, shopping, restaurants, and downtown Needles, this unique property also places you just minutes from the beautiful Colorado River. Enjoy boating, fishing, paddleboarding, and endless water recreation at nearby marinas and launch ramps. Outdoor enthusiasts will appreciate the easy access to miles of surrounding desert trails, perfect for off-roading, ATV riding, dirt biking, hiking, and exploring the scenic Mojave Desert. Whether you’re looking for a primary residence, investment property, or a home with space for extended family, 316 Cibola offers flexibility, value, and the opportunity to enjoy the best of Needles’ year-round outdoor lifestyle. Don’t miss this rare opportunity to own a property with two independent living areas in one of Needles’ most convenient locations.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Cindy Tittle · Preferred Home Brokers
Payment estimate
$2,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $24,900 · Loan: $224,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,419
- Property tax (1.25%)
- $259
- Homeowners insurance
- $300
- Mortgage insurance
- $93
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $8,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Needles, CA 92363 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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